EFEKTIVITAS DAN EFISIENSI PENJUALAN MARHUN YANG BERUPA EMAS SECARA LELANG DI PEGADAIAN SYARIAH UPS JATI CIMAHI

Abstract

Abstract: The sale of pawn goods (marhun) in sharia pawning is an agreement between rahin as the pawn receiver and murtahin as the pawn giver as outlined in the rahn contract where rahin authorizes murtahin to sell marhun if rahin is unable to pay off his debts, which later the proceeds from the sale of the marhun are used as repayment of Rahin's debt, taking into account Rahin's principal debt along with the ujrah that Rahin must pay. Sharia Pegadaian including UPS Jati Cimahi Sharia Pegadaian uses a closed auction method to sell marhun in the form of gold, both gold bars and gold jewelry owned by Rahin which are past due and unable to pay off their debts, the auction method carried out by Islamic Pawnshops is to use the auction method closed. This paper tries to examine how efficient and effective the method of selling marhun is carried out by UPS Jati Sharia Pawnshop within the scope of Sharia Economic Law.

Keywords: Sharia Pawnshop, Auction, Pawn Goods